Greetings Rebecca,
I just posted our Western NC retreat property and it sounds like it would have everything you described that you are looking for. If you would like to review the listing it is currently live and is an absolute steal at $1,000,000. We are not opposed to owner financing with a large enough down payment. Here is a link to the posting.
http://www.acamessageboards.org/forum/ubbthreads.php?ubb=showflat&Number=128690#Post128690

Thanks!
Will